Injured in an Uber or Lyft Crash?

Ride-share crashes are not ordinary car accident cases. Whether you were a passenger, a driver in another vehicle, a pedestrian, or a cyclist, the insurance available to you depends on exactly what the driver was doing at the moment of the crash. Our trial attorneys sort that out and pursue every source of recovery.

Why Ride-Share Insurance Is Complicated in Florida

Uber and Lyft drivers are treated as independent contractors, and Florida law sets tiered insurance requirements for transportation network companies that turn on the driver's status in the app. When the app is off, only the driver's personal auto policy applies, and many personal policies exclude ride-share use. When the driver is logged in and waiting for a request, lower contingent limits apply. Once a ride is accepted and while the passenger is in the car, a substantially larger commercial policy is in play.

That structure gives insurers room to argue about which tier applied, and app data is what settles it. We move quickly to preserve trip records, driver status logs, and telematics before they are lost, and we also examine whether the company's own conduct, including driver screening and app design, contributed to the crash.

Who We Represent in Ride-Share Cases

Passengers injured while riding. Drivers and passengers in other vehicles struck by a ride-share driver. Pedestrians and cyclists. Ride-share drivers themselves who were hurt by another motorist. Families who lost a loved one in a ride-share crash.

We also handle cases involving assaults and other misconduct during a ride, including incidents involving minors traveling alone. If a driver should never have been approved to drive, that is part of the case.

Ride-Share Injury FAQs

I was a passenger. Whose insurance pays for my injuries?

Usually the ride-share company's commercial coverage, because a ride was in progress. Your own uninsured motorist coverage may also apply if another driver caused the crash and lacked adequate insurance. As a passenger you are almost never at fault, which is a meaningful advantage.

The app offered me a quick settlement. Should I take it?

Talk to a lawyer first. Early offers commonly arrive before the full extent of an injury is known, and accepting one typically closes your claim permanently.

I drive for Uber or Lyft and was hurt. Do I have a claim?

Often yes, against the at-fault driver and potentially through uninsured motorist coverage. Whether you were logged in or carrying a passenger affects which policies apply.

How long do I have to file?

In most Florida negligence cases, two years from the date of the crash. App data and dashcam footage can disappear far sooner, so early action matters.

What does it cost to hire you?

Nothing up front. Injury consultations are free, and we work on contingency: no fees unless we win.

Speak Directly with a Jacksonville Trial Lawyer

Call, text, or email us today for a free, confidential case review. Our firm is fully bilingual, and you will work directly with your attorney, never a call center.